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Health Advantage Credit Union Go to main content


For fifty years Health Advantage has been a credit union that understood the healthcare industry and the challenges that are unique to them. As we all adjust to new challenges, we want you to know that we are open, we have a plan and we are here for you!

Whether you are looking for new ways to bank, save money, or are experiencing financial hardship as a result of COVID-19, know we have a plan and we are ready to assist you! 


We understand that because of the impacts of COVID-19 our members may be facing financial difficulties.  If you are experiencing financial hardship as a result of COVID-19, you can contact us for payment assistant for all loan types including; HACU credit card, student, mortgage, and commercial loans.  

  • ALL LOAN TYPES (Health Advantage CU)
    • email:
    • call: 989-791-7070 x3501
    • text: 989-399-9661
    • chat online weekdays 
  • MORTGAGES (Neighborhood Mortgage Solutions - NMS)
    • email:
    • call: 877-658-2230 option 8
    • text: 989-497-1440
  • STUDENT LOANS (University Accounting Service -UAS)
    • call: 1-800-723-2210


Save on interest with our 6.90%APR for Life on balance transfers.  Transfer balances today! 


We are waiving the 12 signature-based debit transaction qualification through the end of June 2020. What are the reward qualifications for Premium Checking?  



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