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Health Advantage Credit Union Go to main content

Loan Specials

Loan Spooktacular


A credit union that knows the MAGIC POTION to solve your FRIGHTENING auto or RV payment! Take advantage of our FREAKY LOW loan rates and NO payment for 60 days!  Don’t wait this offer ends on HALLOWEEN 10.31.21!

*Loan must be a minimum $5,000 loan purchase or refinance. All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. Existing HACU loans and third-party loans financed on behalf of HACU, including dealer financed loans, are not eligible for refinance.


Take Advantage of our ScoreCard ScoreBIG Sweepstakes


ScoreBIG with ScoreCard Credit Card Rewards! All HACU Platinum Rewards members have automatically been entered into this sweepstakes! You can earn additional entries for each qualifying purchase made with your HACU Platinum Rewards credit card between August 1 and October 31, 2021.

  • Grand Prize: 1 Million ScoreCard® Bonus Points!
  • First Place: 350,000 ScoreCard® Bonus Points
  • Second Place: 150,000 ScoreCard® Bonus Points
  • (5) Third Place Winners will each receive 65,000 ScoreCard® Bonus Points
  • (7) Fourth Place Winners will each receive 25,000 ScoreCard® Bonus Points

That’s FIFTEEN PRIZES up for grabs!

Find out More

Take Advantage of our ScoreCard Buy Back


Use your HACU Visa ScoreCard points to get a LOWER rate on a boat, camper/trailer, Jet Ski, RV, or ATV loan from Health Advantage Credit Union! 

Buy your Rate down on Recreational & Sport Vehicles. 25,000 points buys your rate down .25%

*Buy-Back bonus rate can only be used for a new loan and can only be added to the account that the HACU Visa Account is under.  Offer valid through October 31, 2021. 

See our Rates

Holiday Skip A Pay

Holiday Skip a Payment

A Credit Union that thinks you deserve a break this holiday season. Take Advantage of our Holiday Skip-A-Pay! Members can skip their qualifying* November, December, or January Loan Payment

Skip My Loan Payment

*Qualifying loans to be skipped must be current to consider. First mortgages, second mortgages, home equity loans, credit cards, lines of credits, commercial or business loans, TDR/workout loans, or any loans that have not had at least three-monthly payments applied are not eligible for this offer. Members can have one skip a pay plan in any six-month period, but no more than two in a twelve-month period.There is a $35 processing fee for each skipped loan.

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