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Health Advantage Credit Union Go to main content

Loan Specials


Amazon Prime Day

Visa Balance transfer

Amazon Prime Day is just around the corner. Use your Visa Platinum Rewards Card on Prime Day and earn a chance to win* a walking treadmill and standing desk OR a spa kit! PLUS the purchases you make with your Rewards card could earn you points to erase your purchases and more!

Upgrade to Platinum Rewards  Apply for Platinum Rewards

or text 'REWARDS' to 989.399.9661


Skip-A-Pay

Visa Balance transfer

Enjoy more of your summer and take advantage of our Summer Skip-A-Pay! Members can skip their qualifying June, July or August loan payment.

Skip My Payment

or text 'SKIP' to 989.399.9661

There is a $35 processing fee for each skipped loan.  Qualifying loans to be skipped must be current to consider. First mortgages, second mortgages, home equity loans, credit cards, lines of credits, commercial or business loans, TDR/workout loans, or any loans that have not had at least three-monthly payments applied are not eligible for this offer. Members can have one skip a pay plan in any six-month period, but no more than two in a twelve-month period.


Take Advantage of Life Loan

Visa Balance transfer

Sit back, relax and enjoy summer! Are you planning a graduation party or wedding? Do you need new appliances, hot tub, home improvements or school supplies? We have you covered with our Take Advantage of Life loan. As low as 4.90% APR up to 36 months.

Apply Now

*APR=Annual Percentage Rate. Interest rate and term are based on credit worthiness and loan guidelines. 12 monthly payments of $78.84 per $1,000 borrowed based on best rate or 26 biweekly payments of $37.96 per $1,000 borrowed based on best rate.


Visa Balance Transfers

Visa Balance transfer

Save money by transferring your high rate credit cards to a Health Advantage Rewards Credit Card today. Plus, earn points for everyday purchases! 

4.9% APR* Balance Transfers for the LIFE of the loan! 

Apply Now

*4.9%APR is valid until the entire balance is paid in full and only applies for balances transferred from another financial institution. If you are 60 days delinquent and receiving a promotional balance transfer rate, this rate may automatically revert to the originally disclosed balance transfer rate. APR for purchases will remain at the originally disclosed rate.


Auto Loan

Visa Balance transfer

Earn 1% cash back* when you purchase a new vehicle from Health Advantage Credit Union!  

Check out our LOW Rates Apply Now

*To qualify for cash back loan must be a minimum $5,000 loan purchase or refinance. Existing HAFCU loans and third party loans financed on behalf of HAFCU, including dealer financed loans, are not eligible for cash back. $500 maximum cash back incentive. All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions.

**APR=Annual Percentage Rate. Interest rate and term are based on credit worthiness and loan guidelines. 12 monthly payments of $77.99 per $1,000 borrowed based on best rate or 26 biweekly payments of $37.55 per $1,000 borrowed based on best rate.

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