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Health Advantage Credit Union Go to main content

Loan Specials


Skip-A-Pay

Visa Balance transfer

Enjoy more of your summer and take advantage of our Summer Skip-A-Pay! Members can skip their qualifying June, July or August loan payment.

Skip My Payment

or text 'SKIP' to 989.399.9661

There is a $35 processing fee for each skipped loan.  Qualifying loans to be skipped must be current to consider. First mortgages, second mortgages, home equity loans, credit cards, lines of credits, commercial or business loans, TDR/workout loans, or any loans that have not had at least three-monthly payments applied are not eligible for this offer. Members can have one skip a pay plan in any six-month period, but no more than two in a twelve-month period.


Visa Switch

Visa Balance transfer

Treat yourself, while making everyday purchases.

Did you know you can earn points for your purchases with our Visa Platinum Rewards? Amazon Prime Day is approaching and you can take advantage of the deals, while racking up points on your card.

Points can be used to erase purchases or to purchase branded products like Apple, Bose, Yeti, Calphalon, Dyson, Dewalt and more!

Apply for Platinum Rewards  Switch to Platinum Rewards


Take Advantage of Life Loan

Visa Balance transfer

Sit back, relax and enjoy summer! Are you planning a graduation party or wedding? Do you need new appliances, hot tub, home improvements or school supplies? We have you covered with our Take Advantage of Life loan. As low as 4.90% APR up to 36 months.

Apply Now

*APR=Annual Percentage Rate. Interest rate and term are based on credit worthiness and loan guidelines. 12 monthly payments of $85.57 per $1,000 borrowed based on best rate or 26 biweekly payments of $41.08 per $1,000 borrowed based on best rate.


Visa Balance Transfers

Visa Balance transfer

Save money by transferring your high rate credit cards to a Health Advantage Rewards Credit Card today. Plus, earn points for everyday purchases! 

4.9% APR* Balance Transfers for the LIFE of the loan! 

Apply Now

*4.9%APR is valid until the entire balance is paid in full and only applies for balances transferred from another financial institution. If you are 60 days delinquent and receiving a promotional balance transfer rate, this rate may automatically revert to the originally disclosed balance transfer rate. APR for purchases will remain at the originally disclosed rate.


Boat, RV & Sport Vehicle Loan

Visa Balance transfer

Hit the road in a new RV or Sport Vehicle! Camping season is almost here and it’s time to upgrade your travel and outdoor gear. PLUS earn 1% CASH BACK*!   

Check out our LOW Rates Apply Now

*To qualify for cash back loan must be a minimum $5,000 loan purchase or refinance. Existing HAFCU loans and third party loans financed on behalf of HAFCU, including dealer financed loans, are not eligible for cash back. $500 maximum cash back incentive. All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions.


Midland Grand Opening Specials 

GO

In celebration of our NEW Midland location we are offering grand opening specials at all of our locations from June 7-21st! Take advantage of our GREAT loan rates for a chance to win a Health Advantage RTIC cooler or earn $100 when you open a new account.

Chance to WIN a cooler* open a new loan and be put into a drawing for a chance to win a Health Advantage branded RTIC cooler. 

New account special** open a new account and receive $100! Pending two (2) ACH deposits of at least $500 and enrolling in eStatements. 

**Offer is subject to change without notice. Eligible new account holder who qualifies for and opens a new account will receive a $100 deposit into their savings account following 2 ACH deposits of at least $500 over 60 days and enrolls in eStatements. Limit one $100 new account bonus per member. This offer is not available to existing Health Advantage Credit Union members. Offer is not available to those whose account(s) have been closed within 90 days or closed with a negative balance. If the account is closed by the member or HACU within six (6) months after opening, we will deduct the bonus amount for that account at closing.

*To qualify for entries into the cooler drawing loan must be a minimum $5,000 loan purchase or refinance. Existing HAFCU loans and third party loans financed on behalf of HAFCU, including dealer financed loans, are not eligible for chance to win. All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions.


Auto Loan

Visa Balance transfer

Earn 1% cash back* when you purchase a new vehicle from Health Advantage Credit Union!  

Check out our LOW Rates Apply Now

*To qualify for cash back loan must be a minimum $5,000 loan purchase or refinance. Existing HAFCU loans and third party loans financed on behalf of HAFCU, including dealer financed loans, are not eligible for cash back. $500 maximum cash back incentive. All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions.

**APR=Annual Percentage Rate. Interest rate and term are based on credit worthiness and loan guidelines. 12 monthly payments of $85.57 per $1,000 borrowed based on best rate or 26 biweekly payments of $41.08 per $1,000 borrowed based on best rate.

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