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Health Advantage Credit Union Go to main content

Hours & Locations


State Street Location:
4550 State St
Saginaw, MI 48603
fax: 989.790.6910

Michigan Avenue Location:
1430 N Michigan Ave
Saginaw, MI 48602
fax: 989.754.3223

Driving Directions Driving Directions


We are open and available to assist you! Our lobbies are open limited hours for teller transactions, coin machine and shredding services. Appointments are required to Apply for a Loan, Open a New Account, Apply for a Home Equity and make Changes on an Existing Account. Appointments are available Monday - Friday, schedule your appointment online today! All branch transactions can be done through our drive-thru. 

  Lobby Hours
Monday through Friday 11am - 4pm
Drive Thru & Call Center Hours
Monday through Thursday 8:30am - 5pm
Friday 8am - 6pm 
Saturday 9am - 12:30pm (State St Drive Thru Only)
Closed Sunday

HACU ATM Locations:

  • 4550 State St - Drive-Through, Deposit Taking
  • 1430 N Michigan Ave - Inside the main entrance
  • 515 N Michigan Ave - Inside Covenant Michigan (Main entrance)
  • 700 Cooper - Inside Covenant Cooper (Across from outpatient pharmacy)
  • 1447 N Harrison - Inside Covenant Harrison (Main entrance)
  • 5400 Mackinaw - Inside Covenant Mackinaw (Main entrance)
  • 800 S Washington - Inside Saint Mary's (Main entrance)
  • 3340 Hospital Road - Inside HealthSource Saginaw (near the cafeteria)

Search for other surcharge free ATMs

Holiday Hours

We will be closed in observance of:

  • Memorial Day - Monday, May 25th
  • Independence Day - Saturday, July 4th
  • Labor Day - Monday, September 7th
  • Veterans' Day - Wednesday, November 11th
  • Thanksgiving - Thursday, November 26th
  • Christmas Eve - Thursday, December 24th Open 8:30am-12:30pm
  • Christmas Day - Friday, December 25th 
  • New Year's Eve - Thursday, December 31st Open 8:30am-12:30pm 
  • New Year’s Day - Friday, January 1st
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