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Health Advantage Credit Union Go to main content

SMART 24x7 Telephone Banking

Health Advantage Audio Response Teller (SMART), is our free, 24-hour audio response phone system. All you need is your account number and PIN*. With SMART you can:

  • Check balances & history
  • Check account history
  • View cleared checks and recent deposits
  • Transfer money

*A PIN can be obtained by contacting us at 989.791.7070 x3503 or in person at either location

Access SMART by calling 989.791.7070; Press 2 for SMART; Press 1, experienced users. You will be prompted to enter your Account Number and PIN. Then listen for the different options. 


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