Club Savings Accounts

Club Savings: Make Big Plans Happen, One Deposit at a Time

Looking for a simple way to save for the holidays or a special purchase? Our Club Savings Account takes the stress out of seasonal spending by helping you set money aside throughout the year — so when the time comes, you’re ready.

It’s a smart, automatic way to plan ahead without dipping into your regular savings or racking up debt.

Holiday Club: Your Year-Round Helper

The Holiday Club Savings Account is perfect for members who want to make holiday shopping a little easier. Set up automatic deposits from your paycheck or make manual contributions whenever it works for you. When the account matures in October, your funds are automatically transferred into your Regular Share Savings Account — just in time for gift-giving season, travel plans, or year-end expenses.

You save all year, and we make sure it’s ready when you need it most.

Vacation Club: Turn Dreams Into Departures

Planning a getaway, weekend retreat, or family adventure? Our Vacation Club helps you build up a travel fund without the temptation to dip in early. Just like the Holiday Club, your balance transfers to your Share Savings Account in October — so when it’s time to take off, your funds are standing by.

Whether it’s the beach, the mountains, or a local escape, your vacation starts with smart saving.

Why Choose a Club Savings Account?

• No minimum balance requirement – Start with what you can and grow from there
• No monthly fees – More of your money stays with you
• Automatic payout in October – Conveniently transferred to your Share Savings
• Easily fund with transfers or payroll deduction
• Nickname your account – Keep your goals front and center in online banking

Club Savings Accounts help you build better habits — and reward your consistency with stress-free spending when the time is right.

How to Open a Club Savings Account

Opening a Club Savings Account is quick and easy. If you're already a member:

• Log in to your online or mobile banking account
• Click or tap "Create New Share"
• Select either Holiday Club or Vacation Club from the options
• Customize your account nickname and start funding it your way

Prefer to open in person or need help? Stop by any of our branches or give us a call — we're happy to walk you through it.

Ready to Start Saving?

It’s one of the easiest ways to plan ahead, stay organized, and treat yourself (or your loved ones) without the last-minute scramble.

Because at Health Advantage Credit Union, we’re all about helping you spend — and save — with confidence.