Fraud Reminder: Health Advantage will never request sensitive information, such as your debit/credit card account details, Social Security number, or passwords, via text or phone. Please be cautious, if you receive suspicious texts or communications, do not respond. Instead, please contact us directly at (989) 791-7070.

Scheduled Maintenance Complete!
Online and Mobile Banking, ATMs, and Debit Cards are back online. Thank you for your patience during today’s upgrade. Learn More

State Street Drive-Thru Renovations: Beginning October 1st, drive-thru lanes at our State Street branch will be closed for construction. Learn More

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ATM/Debit Card Application

* Required Fields

ATM/Debit Policy

  • The number of ATM Deposits are unlimited and free. 
    • There is a $5,000 maximum deposit 
  • All transaction using POS(point of sale) and Visa(debit) purchases are free
  • Six free withdrawals or transfers per month at ATMs
    • The seventh and subsequent withdrawal from an ATM will cost $1.00 each and will be deducted from your account.
  • A 1% international service fee will be added to and listed separately on all transactions completed outside the United States
  • Card Replacement Fee (see ATM/Debit Replacement Fee under Our Rates and Services Charges).
Never tell anyone your PIN(Personal Identification Number). Never write your PIN on your card. Never keep your PIN with your ATM Card

Applicant
Co-Applicant
Address Same as Applicant:
I/we authorize the credit union to perform a credit investigation, and I/we agree to be bound by all terms and conditions governing the use of the card as outlined in the ATM/Debit Policy and in the Electronic Funds Transfer Service Disclosure that I/we will receive upon approval. I/we also understand that the credit union requires a signed application before any cards are ordered.
Security Code:

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