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Health Savings Account

A smart way to handle health care costs

HACU now offers a way to save for current and future medical expenses — while earning steady interest in a secure health savings account that offers you flexibility, tax advantages and convenient access to your funds with an HSA Debit Card. 

A Health Savings Account (HSA) from HACU is a special tax-advantaged savings account1, designed for medical expenses and to help make healthcare more affordable.

  Schedule Your Appointment  HSA Rates

You qualify for an HSA if you:

  • Have a High Deductible Health Plan (HDHP)
  • Do not have any other major medical insurance coverage
  • Are not enrolled in Medicare
  • Cannot be claimed as a dependent

Benefits of a HACU HSA

  • Easy access to funds via free HSA debit card2
  • No fees for opening account
  • Earn interest on tax-free funds
  • No initial deposit or minimum balance requirement
  • Monitor your account with HACU’s online banking or our mobile banking service

For more information, download the HSA Brochure or HSA Brochure for Employers

How to open a health savings account

Schedule an appointment online today or call a Financial Service Representative at 989.791.7070 x3501

1Consult your tax advisor regarding the tax advantages of a health savings account  2To receive an HSA Debit Card a minimum $25 deposit is required


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