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Health Advantage Credit Union Go to main content

Hours & Locations


State Street Location:
4550 State St
Saginaw, MI 48603
fax: 989.790.6910

Michigan Avenue Location:
1430 N Michigan Ave
Saginaw, MI 48602
fax: 989.754.3223

Driving Directions Driving Directions


Appointments are required to Apply for a Loan, Open a New Account, Apply for a Home Equity and make Changes on an Existing Account. Appointments are available Monday - Friday, schedule your appointment online today! 


8:30am - 5pm


8:30am - 5pm


9am - 5pm


8:30am - 5pm


8:30am - 5pm (Lobby)
8am - 6pm (Drive Thru Only)

Saturday 9am - 12:30pm (State St Drive Thru Only)
Closed Sunday

HACU ATM Locations:

  • 4550 State St - Drive-Through, Deposit Taking
  • 1430 N Michigan Ave - Inside the main entrance
  • 515 N Michigan Ave - Inside Covenant Michigan (Main entrance)
  • 700 Cooper - Inside Covenant Cooper (Across from outpatient pharmacy)
  • 1447 N Harrison - Inside Covenant Harrison (Main entrance)
  • 5400 Mackinaw - Inside Covenant Mackinaw (Main entrance)
  • 800 S Washington - Inside Saint Mary's (Main entrance)
  • 3340 Hospital Road - Inside HealthSource Saginaw (near the cafeteria)

Search for other surcharge free ATMs

Holiday Hours

We will be closed in observance of:

  • Martin Luther King, Jr. Day - Monday, January 18th 
  • Presidents Day - Monday, February 15th
  • Memorial Day - Monday, May 31st
  • Fourth of July - Monday, July 5th (Observed)
  • Labor Day - Monday, September 6th
  • Veterans' Day - Thursday, November 11th
  • Thanksgiving - Thursday, November 25th
  • Christmas Eve - Friday, December 24th Open 8:30am-12:30pm
  • Christmas Day - Saturday, December 25th 
  • New Year's Eve - Friday, December 31st Open 8:30am-12:30pm 
  • New Year’s Day - Saturday, January 1st
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