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Health Advantage Credit Union Go to main content

Hours & Locations


State Street Office
4550 State Street Monday 8:30am - 5pm
Saginaw, MI 48603 Tuesday 8:30am - 5pm
P: 989.791.7070 Wednesday 9am - 5pm
F: 989.790.6910 Thursday 8:30am - 5pm
  Friday 8:30am - 5pm (Lobby)
8am - 6pm (Drive Thru)
  Saturday 9am - 12:30pm (Drive Thru)
Driving Directions Sunday CLOSED


Michigan Avenue Branch  DRIVE THRU ONLY
1430 N. Michigan Avenue Monday 8:30am - 5pm
Saginaw, MI 48602 Tuesday 8:30am - 5pm
P: 989.791.7070 Wednesday 9am - 5pm
F: 989.754.3223 Thursday 8:30am - 5pm
  Friday 8am - 6pm
  Saturday CLOSED
Driving Directions Sunday CLOSED

HACU ATM Locations:

  • 4550 State St - Drive-Through, Deposit Taking
  • 1430 N Michigan Ave - Inside the main entrance
  • 515 N Michigan Ave - Inside Covenant Michigan (Main entrance)
  • 700 Cooper - Inside Covenant Cooper (Across from outpatient pharmacy)
  • 1447 N Harrison - Inside Covenant Harrison (Main entrance)
  • 5400 Mackinaw - Inside Covenant Mackinaw (Main entrance)
  • 800 S Washington - Inside Saint Mary's (Main entrance)
  • 3340 Hospital Road - Inside HealthSource Saginaw (near the cafeteria)

Search for other surcharge free ATMs

Holiday Hours

2022 Holiday Closings

Holiday Date Hours
Martin Luther King, Jr. Day Monday, January 17th Closed
Presidents Day Monday, February 21st Closed
Memorial Day Monday, May 30th Closed
Fourth Of July Monday, July 4th  Closed
Labor Day Monday, September 5th  Closed
Columbus Day Monday, October 10th  Closed
Veterans Day Friday, November 11th  Closed
Thanksgiving Day Thursday, November 24th  Closed
Christmas Eve Saturday, December 24th  Drive Thru Only 9am-12:30pm
Christmas Day (Observed) Monday, December 26th  Closed
New Year's Eve Saturday, December 31st Drive Thru Only 9am-12:30pm
New Year's Day (Observed) Monday, January 2nd Closed
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