Motorcycle Loans
Ride Now.Pay Later.
Enjoy 60 days with no payment* on your motorcycle loan.
As the weather cools down, it might just be the perfect time to find a great deal on that new or used motorcycle - or refinance your existing loan from another lender to Health Advantage Credit Union. With no payments until 2026*, you’ll have extra time to get ready for the next season and enjoy more room in your holiday budget.
Flexible, affordable payment options, and quick decisions
Looking for features that work for you? Our motorcycle loans are structured with real riders in mind. That means terms that make sense, options that support your budget, and a team that understands what it means to value your time and your ride.
- Low Rates
- Low competitive rates and a variety of repayment terms that align with your budget and riding plans
- Low cost life & disability insurance
- Add optional life or disability coverage for added peace of mind during your repayment period
- No prepayment penalty
- If you want to pay off your loan early, you can do so without any extra fees or restrictions
- Fast, friendly service
- We keep the process simple and efficient so you can focus on finding the right motorcycle
- Blue Book Prices
- We use trusted vehicle values to determine fair loan amounts for both new and used motorcycles
Looking to Switch?
If you're currently paying on a motorcycle loan through another lender, it might be a good time to consider switching. Refinancing could help you lower your monthly payment or adjust your loan term to better align with your current goals. Our team is happy to review your options and help you make an informed decision.
Serving Our Local Communities
As the largest healthcare credit union in the state of Michigan, we proudly serve members across the Great Lakes Bay Region, including Saginaw, Bay City, Midland, and the surrounding areas. With a focus on personal service and community values, we’re here to support your next adventure.
Rates, terms and conditions vary based on each member’s creditworthiness, underwriting standards and collateral conditions. Credit is subject to approval. Rates, terms and conditions are subject to change at any time without notice.
*HAFCU is offering no payment due up to 60 days after the origination of a new or used auto loan, purchase or refinance. Interest will start to accrue from the date of the loan is originated. Existing auto loans with HAFCU are not eligible for the 60-day no payment offer.
