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Health Advantage Credit Union Go to main content

Physicians Mortgage

Limited Time Offer:
$500 Off Closing Costs* plus $300 New Account Bonus Offer**

Health Advantage Credit Union offers a uniquely designed mortgage program for our medical and dental professionals. This mortgage program is also available to residents and fellows during their term of residency or fellowship and takes into consideration the burden of student loan debt.

Who is eligible?

  • Medical Doctors or Surgeons (MD, DO, DPM)
  • Optometrists (OD)
  • Chiropractors (DC)
  • Dentists (DMD)
  • Dental Surgeons (DMD, DDS)
  • Pharmacists
  • Residents & Fellows¹

Features and Benefits

  • Purchase of primary residence
  • No PMI
  • Consideration for Student Loan Debt²
  • HACU Membership and Reserve on deposit (at time of closing)


Questions? Contact Amy or visit our State St location.

* $500 off closing costs offer applies to new one-to-four family residential real estate purchase or refinance mortgage loan applications at closing. $150,000 minimum initial loan amount required. Offer excludes home equity lines of credit and government sponsored mortgage loan programs.

** $300 bonus offer applies to a new member establishing a new qualifying mortgage loan and direct deposit of $1500 or more monthly into the deposit account with us. Direct deposit must be deposited within 60 days of the qualifying mortgage loan closing. $5 minimum balance required. The bonus will be deposited to the Primary Savings account within 30 days of the deposit if all requirements are met and the account is in good standing. Existing members are not eligible for this bonus.These offers may be combined. Offers are available for a limited time only. Credit is subject to approval, not all applicants will qualify. Programs, offers, rates, terms and conditions are subject to change without notice. Other restrictions may apply.

¹HAFCU's Physicians Mortgage Program is available to Residents and Fellows during the term of residency or fellowship (which includes candidates accepted for Residency), or up to 60 months after residency or fellowship. ²The program takes into account the potential increasing income as residents and fellowships advance in their chosen specialty and understand the considerations of their student loan debt burden and the eligibility to defer repayment.

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