A uniquely designed mortgage program for our medical and dental professionals. This mortgage program is also available to residents and fellows during their term of residency or fellowship and takes into consideration the burden of student loan debt.
The Physicians Program offers:
- Purchase of Primary Residence
- 5% Minimum Down Payment
- No Private Mortgage Insurance (PMI)
- Consideration for Student Loan Debt1
Questions? Contact Amy by text 989.399.9661, by phone 989.921.1420, or by visiting our State St location
Eligible Physicians
- Medical Doctors or Surgeons (MD, DO, DPM)
- Optometrists (OD)
- Chiropractors (DC)
- Dentists (DMD)
- Dental Surgeons (DMD, DDS)
- Pharmacists Residents & Fellows2
- Local, Experienced and Personal Service
Apply for a Physicians Home Loan
The borrower must obtain or have a membership with Health Advantage Credit Union and all required reserves must be held in the credit union prior to closing.
1The program takes into account the potential increasing income as residents and fellowships advance in their chosen specialty and understand the considerations of their student loan debt burden and the eligibility to defer repayment. 2Health Advantage Federal Credit Union's Medical and Dental Program is available to Residents and Fellows during the term of residency or fellowship (which includes candidates accepted for Residency), or up to 60 months after residency or fellowship.
| Mortgage Company or Individual | NMLS ID |
| Health Advantage Federal Credit Union | 1059402 |
| Amy Kaufmann | 162294 |
| Bethany | 2471984 |
| Briana Tapia | 1465871 |
| Brooke Foco | 1063539 |
| Chris Brewer | 1860654 |
| Ericka | 427417 |
| Jodi | 1389671 |
| Lauren | 2471728 |
| Lucinda | 1425782 |
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Verify a Mortgage Company or Individual is authorized to conduct business in Michigan |
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