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First Time Home Buyer Mortgage Program

As a first-time home buyer, you have an exciting journey ahead. Let us be part of your journey. You can trust Health Advantage Credit Union for expert advice and answers throughout the process. 

Limited Time Offer:
$500 Off Closing Costsplus $300 New Account Bonus Offer2 


Not sure you are ready or where to start?

Get one-on-one attention from a mortgage professional:

Ready to start, now what?

APPLY FOR A MORTGAGE          Current Mortgage Rates 


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$500 off closing costs offer applies to new one-to-four family residential real estate purchase or refinance mortgage loan applications at closing. $150,000 minimum initial loan amount required. Offer excludes home equity lines of credit and government sponsored mortgage loan programs.

$300 bonus offer applies to a new member establishing a new qualifying mortgage loan and direct deposit of $1500 or more monthly into the deposit account with us. Direct deposit must be deposited within 60 days of the qualifying mortgage loan closing. $5 minimum balance required. The bonus will be deposited to the Primary Savings account within 30 days of the deposit if all requirements are met and the account is in good standing. Existing members are not eligible for this bonus.

These offers may be combined. Offers are available for a limited time only. Credit is subject to approval, not all applicants will qualify. Programs, offers, rates, terms and conditions are subject to change without notice. Other restrictions may apply.

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