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First Time Home Buyer Mortgage Program

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Limited-Time $250 Costing Cost Credit*

Buying your first home can be exciting and overwhelming, but we make it easy with expert advice and personalized service throughout the process. Plus, for a limited time, receive a $250 Closing Cost Credit* when you close your mortgage loan with us. It’s our way of helping you step into homeownership with a little extra confidence.

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Let’s Get Started

If you’re ready to purchase your next home, we’re ready to help make it happen—on terms that make sense for you.

Questions? Contact Amy Kaufmann Today

by text 989.399.9661, by phone 989.921.1420, or by visiting our State St location

Current Mortgage Rates

Apply for a First-Time Mortgage 

 

 

*The closing cost credit will be applied directly to any applicable closing costs associated with an eligible first mortgage, refinance or purchase, applied for between March 1, 2026 and March 31, 2026 that is originated within 60 days of the application date. Not redeemable for cash. Closing cost credit cannot be combined with any other promotions, offers or incentives. Other restrictions may apply.
Programs, offers, rates, terms and conditions are subject to change without notice. Call the credit union for full details at 989-791-7070 ext. 3503.

Mortgage Company or Individual NMLS ID
Health Advantage Federal Credit Union 1059402
Amy Kaufmann 162294
Bethany 2471984
Briana Tapia 1465871
Brooke Foco 1063539
Ericka 427417
Jodi 1389671

Verify a Mortgage Company or Individual is authorized to conduct business in Michigan

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