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Health Advantage Credit Union Go to main content

Hours & Locations


Saginaw - State Street Office
4550 State Street Monday 8:30am - 5pm
Saginaw, MI 48603 Tuesday 8:30am - 5pm
P: 989.791.7070 Wednesday 9am - 5pm
F: 989.790.6910 Thursday 8:30am - 5pm
  Friday 8:30am - 5pm (Lobby)
8am - 6pm (Drive Thru)
  Saturday 9am - 12:30pm (Drive Thru)
Driving Directions Sunday CLOSED


1430 N. Michigan Avenue Monday CLOSED
Saginaw, MI 48602 Tuesday CLOSED
P: 989.791.7070 Wednesday CLOSED
F: 989.754.3223 Thursday CLOSED
  Friday CLOSED
  Saturday CLOSED
Driving Directions Sunday CLOSED


Midland - Eastman Avenue
5004 Eastman Avenue Monday 9am - 5pm
Midland, MI 48640 Tuesday 9am - 5pm
P: 989.791.7070 Wednesday 9am - 5pm
F: 989.486.1531 Thursday 9am - 5pm
  Friday 8:30am - 6pm 
  Saturday CLOSED
Driving Directions Sunday CLOSED

HACU ATM Locations:

  • 5004 Eastman Ave, Midland - Drive-through, Deposit Taking 
  • 4550 State St - Drive-through, Deposit Taking
  • 1430 N Michigan Ave - TEMPORARILY CLOSED
  • 515 N Michigan Ave - Inside Covenant Michigan (Main entrance) 
  • 700 Cooper - Inside Covenant Cooper (Across from outpatient pharmacy)
  • 1447 N Harrison - Inside Covenant Harrison (Main entrance)
  • 5400 Mackinaw - Inside Covenant Mackinaw (Main entrance)
  • 800 S Washington - Inside Saint Mary's (Main entrance)
  • 3340 Hospital Road - Inside HealthSource Saginaw (near the cafeteria)

Search for other surcharge free ATMs

Holiday Hours

 2023 Holiday Closings

Holiday Date Hours
Martin Luther King, Jr. Day Monday, January 16th  Closed
Presidents Day Monday, February 20th Closed
Memorial Day Monday, May 29th Closed
Juneteenth Monday, June 19th Closed
Independence Day Tuesday, July 4th Closed
Labor Day Monday, September 4th Closed
Columbus Day Monday, October 9th  Closed
Veteran's Day Saturday, November 11th Closed
Thanksgiving Thursday, November 23rd Closed
Christmas Day Monday, December 25th  Closed
New Year's Day Monday, January 1st Closed
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