Mortgage Loans
$250 Closing Cost Credit*
For a limited time, receive a $250 Closing Cost Credit* when you close your mortgage loan with us. Buying a home is exciting, and may be the biggest purchase you make in your lifetime. We're here to provide you with personalized service and expert advice every step of the way!
Whether you’re:
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Purchasing your first home
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Refinancing your current mortgage
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Exploring our Physician Mortgage option
Our mortgage solutions are designed with our members in mind.
*The closing cost credit will be applied directly to any applicable closing costs associated with an eligible first mortgage, refinance or purchase, applied for between March 1, 2026 and March 31, 2026 that is originated within 60 days of the application date. Not redeemable for cash. Closing cost credit cannot be combined with any other promotions, offers or incentives. Other restrictions may apply.
Programs, offers, rates, terms and conditions are subject to change without notice. Call the credit union for full details at 989-791-7070 ext. 3503.
Home Equity Line of Credit
Utilize one of your most powerful assets, your home's equity, to finance major expenses.
First Time Home Buyer Program
We make buying your first home easy with expert advice and personalized service. Bonus: For a limited time, receive a $250 Closing Cost Credit* when you close your mortgage loan with us.
Healthcare Employee Program
An exclusive mortgage program is for anyone employed by a healthcare industry employer. Receive up to $600 off closing costs*.
Physicians Mortgage Program
A uniquely designed mortgage program for our medical and dental professionals that is also available to residents and fellows during their term of residency. Bonus: For a limited time, receive a $250 Closing Cost Credit* when you close your mortgage loan with us.
Construction Loan
Two-Time Closing, one for the construction mortgage and another fixed rate based on permanent terms and interest rate.
Programs, offers, rates, terms and conditions are subject to change without notice. Call the credit union for full details at 989-791-7070 ext. 3503.
| Mortgage Company or Individual | NMLS ID |
| Health Advantage Federal Credit Union | 1059402 |
| Amy Kaufmann | 162294 |
| Bethany | 2471984 |
| Briana Tapia | 1465871 |
| Brooke Foco | 1063539 |
| Ericka | 427417 |
| Jodi | 1389671 |
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Verify a Mortgage Company or Individual is authorized to conduct business in Michigan |
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