Drive Now. Pay Later.
No Payment Until 2026*
Take advantage of no payments for 60 days*, giving you time to get on the road and settle in before your first payment is due.
As the largest healthcare credit union in the state of Michigan, Health Advantage Credit Union proudly serves the Great Lakes Bay Region, including Saginaw, Bay City, and Midland. As a community-based lender, we understand the specific needs of our local healthcare professionals and their families. Whether you're commuting between appointments or hauling essential equipment, our loans aim to support your lifestyle and career.
Ready to hit the road in a new truck? Take Advantage of our competitive Truck Loans, we make it easy to drive away with the vehicle you want.
Flexible, affordable payment options
We understand your time is valuable. We offer affordable options, fast approvals, and the personalized service you expect from a credit union that puts people first.Our truck loans come with great features designed to save you money and simplify the process:
- Low Rates
- Flexible terms tailored to your budget
- Optional low cost life & disability insurance
- No prepayment penalty
- Fast, friendly local service from start to finish
- Blue Book Prices
Buy New or Used
No matter what you’re looking for, a brand-new truck off the lot or a reliable used model, we’ll help you finance it. Already found your truck at a dealership or from a private seller? We’ll make the loan process simple and stress-free.
Refinance and Save
If you already own a truck but your current loan isn’t a great fit, refinancing could lower your interest rate or monthly payment. Bring your existing loan to Health Advantage Credit Union and let’s see how we can help you save.
As a credit union dedicated to supporting the healthcare industry, we understand the importance of dependable transportation for those who work hard caring for others. We’re proud to serve medical professionals and healthcare staff with loan options that work just as hard as they do.
Apply for a truck loan today and let us help you get behind the wheel of the truck that fits your life.
Rates, terms and conditions vary based on each member’s creditworthiness, underwriting standards and collateral conditions. Credit is subject to approval. Rates, terms and conditions are subject to change at any time without notice.
*HAFCU is offering no payment due up to 60 days after the origination of a new or used auto loan, purchase or refinance. Interest will start to accrue from the date of the loan is originated. Existing auto loans with HAFCU are not eligible for the 60-day no payment offer.
