
Auto Loans
This Week Only!
From October 13th-17th, we're celebrating our members with limited-time special low rate offers on Auto Loans, including new & used vehicle purchases and refinances from another financial institution.
- Rates as low as 4.55% APR* up to 60 months, or as low as 5.55% APR* for 72 months
- AND 90 Days No Payment** - no payments until 2026
Loan Spooktacular
Get ready to hit the road with shockingly low auto rates! Whether you’re buying new or refinancing your current ride, our electrifying offers make it easy to save big and drive away with confidence. It's no spooky trick, our rates are a treat you won't want to miss out on!
Get ready to hit the road with shockingly low auto rates! Whether you’re buying new or refinancing your current ride, our electrifying offers make it easy to save big and drive away with confidence.
- Competitive Rates
- Flexible Terms to Fit Your Budget
- Quick and Easy Application Process
Flexible, affordable payment options
Our auto loans offer flexibility so you can choose what works best for your situation. With a pre-approval, you can visit the dealership prepared and ready to move forward.
Thinking About a Change?
If you're currently making payments elsewhere, consider moving your loan to Health Advantage Credit Union. You could reduce your rate or lower your monthly payment, giving you more breathing room in your budget.
- Low Rates
- Low cost life & disability insurance
- No prepayment penalty
- Fast, friendly service
- Auto Loan Calculator
- Blue Book Prices

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*Special Low Rate offer valid only on a new or used auto loan purchase or refinance from another financial institution. Loan must be funded between 8:30 AM Eastern Time on October 13, 2025, and 5:00 PM Eastern Time on October 17, 2025. Existing Health Advantage Federal Credit Union (HAFCU) loans and third-party loans financed on behalf of HAFCU, including dealer financed loans, are not eligible for the Special Low Rate. All loans are subject to credit approval. Rates, terms and conditions vary based on each member’s creditworthiness and underwriting standards. Programs, offers, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
The estimated monthly payment per $1,000 borrowed at 4.55% APR for a term of 60 months would require 60 monthly payments of $18.81 based on 90 days to first payment. APR = Annual Percentage Rate.
**HAFCU is offering no payment due up to 90 days after the origination of a new or used auto loan, purchase or refinance. Interest will start to accrue from the date of the loan is originated. Existing auto loans with HAFCU are not eligible for the 90-day no payment offer.