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Share Certificate Specials

Share Certificate Specials
Effective Date: Monday, December 5th, 2022
TermAnnual Percentage Rate (APR)Annual Percentage Yield (APY)Dividends Compounded & CreditedMinimum Balance to Earn Dividends
7 Month Youth1 5.000% 5.000% Monthly $500 - $700
12 Month Save to Win2 1.686% 1.700% Monthly2 $25 and over2
All certificates require a $500 minimum balance to open the account and earn the stated APY unless otherwise stated. Substantial penalty for early withdrawal. 1For 7 Month Youth Certificate accounts, any accrued dividends will be transferred to your share account monthly; only the principal amount will renew. Upon maturity of the Youth Certificate (member reaches age 21), principal amount will renew as a 6-month share certificate. Only one Youth Share Certificate per youth member.  2CLICK HERE for complete details and Save to Win Certificate contest rules. 

Share Certificates & IRA Share Certificates

Certificate Accounts are available with various maturities and minimum deposits. Interest can be compounded, deposited to your savings account, checking account, or mailed to you. There is a penalty for early withdrawal from a certificate (View Our Rates and Service Charges for complete details)

Share Certificates & IRA Share Certificates
Effective Date: Monday, December 5th, 2022
TermAnnual Percentage Rate (APR)Annual Percentage Yield (APY)Dividends Compounded & CreditedMinimum Balance to Earn Dividends
6 Month 1.391% 1.400% Monthly $500 and over
12 Month 1.686% 1.700% Monthly $500 and over
24 Month 1.981% 2.000% Monthly $500 and over
36 Month 2.227% 2.250% Monthly $500 and over
48 Month 2.325% 2.350% Monthly $500 and over
60 Month 2.471% 2.500% Monthly $500 and over
All certificates require a $500 minimum balance to open the account and earn the stated APY.  Substantial penalty for early withdrawal. Call the credit union for complete disclosures at 989-791-7070 ext. 3503. 

 

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