Share Certificates - Health Advantage Credit Union

Share Certificate Specials

Share Certificate Specials
Effective Date: Monday, December 5th, 2022
Term	Annual Percentage Rate (APR)	Annual Percentage Yield (APY)	Dividends Compounded & Credited	Minimum Balance to Earn Dividends
7 Month Youth¹	5.000%	5.000%	Monthly	$500 - $700
12 Month Save to Win²	1.686%	1.700%	Monthly²	$25 and over²
All certificates require a $500 minimum balance to open the account and earn the stated APY unless otherwise stated. Substantial penalty for early withdrawal. ¹For 7 Month Youth Certificate accounts, any accrued dividends will be transferred to your share account monthly; only the principal amount will renew. Upon maturity of the Youth Certificate (member reaches age 21), principal amount will renew as a 6-month share certificate. Only one Youth Share Certificate per youth member. ²CLICK HERE for complete details and Save to Win Certificate contest rules.

Share Certificates & IRA Share Certificates

Certificate Accounts are available with various maturities and minimum deposits. Interest can be compounded, deposited to your savings account, checking account, or mailed to you. There is a penalty for early withdrawal from a certificate (View Our Rates and Service Charges for complete details)

Share Certificates & IRA Share Certificates
Effective Date: Monday, December 5th, 2022
Term	Annual Percentage Rate (APR)	Annual Percentage Yield (APY)	Dividends Compounded & Credited	Minimum Balance to Earn Dividends
6 Month	1.391%	1.400%	Monthly	$500 and over
12 Month	1.686%	1.700%	Monthly	$500 and over
24 Month	1.981%	2.000%	Monthly	$500 and over
36 Month	2.227%	2.250%	Monthly	$500 and over
48 Month	2.325%	2.350%	Monthly	$500 and over
60 Month	2.471%	2.500%	Monthly	$500 and over
All certificates require a $500 minimum balance to open the account and earn the stated APY. Substantial penalty for early withdrawal. Call the credit union for complete disclosures at 989-791-7070 ext. 3503.

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