Share Certificate Specials
Share Certificate Specials | ||||
Effective Date: Sunday, May 28th, 2023 | ||||
Term | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) | Dividends Compounded & Credited | Minimum Balance to Earn Dividends |
7 Month Youth1 | 5.000% | 5.000% | Monthly | $500 - $1000 |
12 Month Save to Win2 | 3.630% | 3.700% | Monthly2 | $25 and over2 |
All certificates require a $500 minimum balance to open the account and earn the stated APY unless otherwise stated. Substantial penalty for early withdrawal. 1For 7 Month Youth Certificate accounts, any accrued dividends will be transferred to your share account monthly; only the principal amount will renew. Upon maturity of the Youth Certificate (member reaches age 21), principal amount will renew as a 6-month share certificate. Only one Youth Share Certificate per youth member. 2CLICK HERE for complete details and Save to Win Certificate contest rules. |
Share Certificates & IRA Share Certificates
Certificate Accounts are available with various maturities and minimum deposits. Interest can be compounded, deposited to your savings account, checking account, or mailed to you. There is a penalty for early withdrawal from a certificate (View Our Rates and Service Charges for complete details)
Share Certificates & IRA Share Certificates | ||||
Effective Date: Sunday, May 28th, 2023 | ||||
Term | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) | Dividends Compounded & Credited | Minimum Balance to Earn Dividends |
6 Month | 3.920% | 4.000% | Monthly | $500 and over |
12 Month | 3.630% | 3.700% | Monthly | $500 and over |
24 Month | 3.445% | 3.500% | Monthly | $500 and over |
36 Month | 3.105% | 3.150% | Monthly | $500 and over |
48 Month | 3.105% | 3.150% | Monthly | $500 and over |
60 Month | 3.202% | 3.250% | Monthly | $500 and over |
All certificates require a $500 minimum balance to open the account and earn the stated APY. Substantial penalty for early withdrawal. Call the credit union for complete disclosures at 989-791-7070 ext. 3503. |
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