This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Health Advantage Credit Union Go to main content

Share Certificate Specials

18-month and 28-month Certificate Specials are available for a limited time and Annual Percentage Yield (APY) only applies to funds not curretly on deposit with HACU.

Share Certificate Specials
Effective Date: Tuesday, December 10th, 2019
TermAnnual Percentage Rate (APR)Annual Percentage Yield (APY)Dividends Compounded & CreditedMinimum Balance to Earn Dividends
7 Month Youth CD1 4.000% 4.000% Monthly $500 - $700
12 Month Save to Win2 1.657% 1.670% Monthly2 $25 and over2
28 Month Special 2.520% 2.550% Monthly $500 and over
All certificates require a $500 minimum balance to open the account and earn the stated APY unless otherwise stated. 1For 7 Month Youth Certificate accounts, any accrued dividends will be transferred to your share account monthly; only the principal amount will renew. Upon maturity of the Youth Certificate (member reaches age 22 or older), principal amount will renew as a 6-month share certificate.  2CLICK HERE for complete details and Save to Win Certificate contest rules.  Call the credit union for complete disclosures at 989-791-7070 ext. 3503.

Share Certificates & IRA Share Certificates

Certificate Accounts are available with various maturities and minimum deposits. Interest can be compounded, deposited to your savings account, checking account, or mailed to you. There is a penalty for early withdrawal from a certificate (Our Rates and Service Charges)

Share Certificates & IRA Share Certificates
Effective Date: Tuesday, December 10th, 2019
TermAnnual Percentage Rate (APR)Annual Percentage Yield (APY)Dividends Compounded & CreditedMinimum Balance to Earn Dividends
6 Month 1.302% 1.310% Monthly $500 and over
12 Month 1.785% 1.800% Monthly $500 and over
24 Month 2.178% 2.200% Monthly $500 and over
36 Month 2.373% 2.400% Monthly $500 and over
48 Month 2.569% 2.600% Monthly $500 and over
60 Month 2.667% 2.700% Monthly $500 and over
All certificates require a $500 minimum balance to open the account and earn the stated APY.  Substantial penalty for early withdrawal. Call the credit union for complete disclosures at 989-791-7070 ext. 3503. 

 

Go to main navigation