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Share Certificate Specials

Share Certificate Specials
Effective Date: Thursday, July 9th, 2020
TermAnnual Percentage Rate (APR)Annual Percentage Yield (APY)Dividends Compounded & CreditedMinimum Balance to Earn Dividends
7 Month Youth1 4.000% 4.000% Monthly $500 - $700
12 Month Save to Win2 0.697% 0.700% Monthly2 $25 and over2
18 Month Special3 0.945% 0.950% Monthly $500 & over
All certificates require a $500 minimum balance to open the account and earn the stated APY unless otherwise stated. 1For 7 Month Youth Certificate accounts, any accrued dividends will be transferred to your share account monthly; only the principal amount will renew. Upon maturity of the Youth Certificate (member reaches age 21), principal amount will renew as a 6-month share certificate.  2CLICK HERE for complete details and Save to Win Certificate contest rules.  318-month Share Certificate is only available for a limited time. Call the credit union for complete disclosures at 989-791-7070 ext. 3503.

Share Certificates & IRA Share Certificates

Certificate Accounts are available with various maturities and minimum deposits. Interest can be compounded, deposited to your savings account, checking account, or mailed to you. There is a penalty for early withdrawal from a certificate (Our Rates and Service Charges)

Share Certificates & IRA Share Certificates
Effective Date: Thursday, July 9th, 2020
TermAnnual Percentage Rate (APR)Annual Percentage Yield (APY)Dividends Compounded & CreditedMinimum Balance to Earn Dividends
6 Month 0.498% 0.500% Monthly $500 and over
12 Month 0.697% 0.700% Monthly $500 and over
24 Month 0.846% 0.850% Monthly $500 and over
36 Month 1.193% 1.200% Monthly $500 and over
48 Month 1.440% 1.450% Monthly $500 and over
60 Month 1.489% 1.500% Monthly $500 and over
All certificates require a $500 minimum balance to open the account and earn the stated APY.  Substantial penalty for early withdrawal. Call the credit union for complete disclosures at 989-791-7070 ext. 3503. 

 

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