Share Certificate Specials
| Share Certificate Specials | ||||
| Effective Date: Wednesday, September 28th, 2022 | ||||
| Term | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) | Dividends Compounded & Credited | Minimum Balance to Earn Dividends |
| 7 Month Youth1 | 4.000% | 4.000% | Monthly | $500 - $700 |
| 12 Month Save to Win2 | 1.242% | 1.250% | Monthly2 | $25 and over2 |
| All certificates require a $500 minimum balance to open the account and earn the stated APY unless otherwise stated. Substantial penalty for early withdrawal. 1For 7 Month Youth Certificate accounts, any accrued dividends will be transferred to your share account monthly; only the principal amount will renew. Upon maturity of the Youth Certificate (member reaches age 21), principal amount will renew as a 6-month share certificate. Only one Youth Share Certificate per youth member. 2CLICK HERE for complete details and Save to Win Certificate contest rules. | ||||
| 13 Month Special3 | 1.981% | 2.000% | Monthly | $500 New Money ONLY |
| 23 Month Special4 | 1.981% | 2.000% | Monthly | $500 New OR Existing Funds |
| 313 month certificate special can ONLY be funded with new money to the credit union. New money is funds from an outside source and not current funds on deposit with Health Advantage Credit Union. 423 month cerficate special can be funded with new money OR existing funds on deposit with the credit union.. These Share Certificate Specials are only available for a limited time. Call the credit union for complete disclosures at 989-791-7070 ext. 3503. | ||||
Share Certificates & IRA Share Certificates
Certificate Accounts are available with various maturities and minimum deposits. Interest can be compounded, deposited to your savings account, checking account, or mailed to you. There is a penalty for early withdrawal from a certificate (View Our Rates and Service Charges for complete details)
| Share Certificates & IRA Share Certificates | ||||
| Effective Date: Wednesday, September 28th, 2022 | ||||
| Term | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) | Dividends Compounded & Credited | Minimum Balance to Earn Dividends |
| 6 Month | 0.697% | 0.700% | Monthly | $500 and over |
| 12 Month | 1.242% | 1.250% | Monthly | $500 and over |
| 24 Month | 1.391% | 1.400% | Monthly | $500 and over |
| 36 Month | 1.489% | 1.500% | Monthly | $500 and over |
| 48 Month | 1.686% | 1.700% | Monthly | $500 and over |
| 60 Month | 1.981% | 2.000% | Monthly | $500 and over |
| All certificates require a $500 minimum balance to open the account and earn the stated APY. Substantial penalty for early withdrawal. Call the credit union for complete disclosures at 989-791-7070 ext. 3503. | ||||
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