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Health Advantage Charity Golf Outing Thursday, August 31st  LEARN MORE

Michigan Avenue branch CLOSED for renovations! Construction will take place into the summer of 2023. To stay up to date please sign up for email updates here. 

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Share Certificate Specials

Share Certificate Specials
Effective Date: Sunday, May 28th, 2023
TermAnnual Percentage Rate (APR)Annual Percentage Yield (APY)Dividends Compounded & CreditedMinimum Balance to Earn Dividends
7 Month Youth1 5.000% 5.000% Monthly $500 - $1000
12 Month Save to Win2 3.630% 3.700% Monthly2 $25 and over2
All certificates require a $500 minimum balance to open the account and earn the stated APY unless otherwise stated. Substantial penalty for early withdrawal. 1For 7 Month Youth Certificate accounts, any accrued dividends will be transferred to your share account monthly; only the principal amount will renew. Upon maturity of the Youth Certificate (member reaches age 21), principal amount will renew as a 6-month share certificate. Only one Youth Share Certificate per youth member.  2CLICK HERE for complete details and Save to Win Certificate contest rules. 

Share Certificates & IRA Share Certificates

Certificate Accounts are available with various maturities and minimum deposits. Interest can be compounded, deposited to your savings account, checking account, or mailed to you. There is a penalty for early withdrawal from a certificate (View Our Rates and Service Charges for complete details)

Share Certificates & IRA Share Certificates
Effective Date: Sunday, May 28th, 2023
TermAnnual Percentage Rate (APR)Annual Percentage Yield (APY)Dividends Compounded & CreditedMinimum Balance to Earn Dividends
6 Month 3.920% 4.000% Monthly $500 and over
12 Month 3.630% 3.700% Monthly $500 and over
24 Month 3.445% 3.500% Monthly $500 and over
36 Month 3.105% 3.150% Monthly $500 and over
48 Month 3.105% 3.150% Monthly $500 and over
60 Month 3.202% 3.250% Monthly $500 and over
All certificates require a $500 minimum balance to open the account and earn the stated APY.  Substantial penalty for early withdrawal. Call the credit union for complete disclosures at 989-791-7070 ext. 3503. 

 

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