Smart Savers Certificate1
Grow your money with flexibility and confidence. Our Smart Savers Certificates1 are designed to make saving simple while giving you the freedom to add funds along the way. Choose a 12-month or 24-month term and watch your savings grow over time.
Open with just $25. Getting started is easy. From day one, you can build your certificate balance by making unlimited additional deposits whenever it works for you. Whether you add a little each month or make larger deposits occasionally, every contribution helps your savings grow.
Flexible terms that work for you. At the end of your 12-month or 24-month term, your initial deposit and every additional contribution will mature together. This gives you the opportunity to plan ahead for goals such as building an emergency fund, saving for a vacation, or setting aside money for future purchases.
Why choose a Smart Savers Certificate?
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Low $25 opening requirement.
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Unlimited deposits during the term.
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Fixed maturity so you know when your funds are available.
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A smarter way to build consistent savings habits.
Start saving smarter today with a Smart Savers Certificate and take control of your financial future.
7-Month Celebration Certificate
4.55% APY2
This March, take advantage of a limited-time certificate special designed to bring a little extra luck to your savings.
- 4..55% APY2– A competitive rate to help your money grow
- 7-month term – The perfect balance of growth and flexibility
- Safe and secure – A reliable way to build your saving
Take Advantage Today -secure your 7-Month Celebration Certificate today.
View Rates
2The 7-Month Special Certificate is a Promotional Certificate. Upon maturity, the certificate will renew at the next lowest regular certificate term and rate. The 7-Month Special Certificate can only be opened with new money. New money is defined as deposits not previously or currently held at Health Advantage Federal Credit Union. Minimum balance to earn APY $500. Maximum opening balance $100k. Limit one per primary member social security number. Limited time offer. Fees may reduce earnings. A penalty may be charged for early withdrawal of a share certificate. Programs, offers, rates, terms and conditions are subject to change without notice. APY = Annual Percentage Yield.
