July 26 & 27, 2024 / Midland County Fairgrounds
WIN Passes*

Two (2) winners* will receive two (2) General Admission Passes & Parking Pass to Tailgate N' Tallboys.

Enter by completing one or more of the following: 

• Open a new Health Advantage personal membership account. 

• Deposit a minimum of $500 to a new Health Advantage Credit Union Certificate. 

• Close on any Health Advantage Credit Union loan with at least a minimum credit balance or credit limit of $500, includes credit cards. 

Tailgate N’ Tallboys Passes Giveaway

Official Account and Prize Entry Rules

The Health Advantage Federal Credit Union (“Credit Union”) Tailgate N’ Tallboys Passes Giveaway Savings and Loan Promotion Raffle (“Raffle”) begins at 12:00 AM EST Monday, June 10, 2024 and ends at 11:59 PM EST Monday, July 15, 2024.

Who May Enter: The Raffle is open to all natural persons who, at the time of entry (a) are Credit Union Members, (b) at least 18 years of age, (c) are residents of the state of Michigan, and (d) who maintain an account in good standing with the Credit Union (“Eligible Members”). Officers, directors and employees of the participating Credit Union and/or their immediate family members (spouse; child), and/or other persons residing in the same household as such individuals are not eligible to participate in the Raffle. Entries received from persons who do not meet the requirements of an Eligible Member will not be included in the Raffle.

How to Enter: Current Credit Union members may participate in the Raffle by one or more of the following entry methods (“Participating Member”):

• Deposit a minimum of $500 to a new Credit Union Certificate. New money to the Credit Union only. (One (1) entry per qualifying deposit to a new certificate)
• Closing on any new Credit Union loan with at least a minimum credit balance or credit limit of $500, includes credit cards. Excludes refinances of current Credit Union loans. (One (1) entry per qualifying loan closing)

Prospective Credit Union members may participate in the Raffle by one or more of the following entry methods (“Participating Member”):

• Deposit a minimum of $5 into your Credit Union Primary Savings when opening a new personal membership account. (One (1) entry per qualifying deposit to a new member personal membership account)
• Deposit a minimum of $500 to a new Credit Union Certificate. New money to the Credit Union only. (One (1) entry per qualifying deposit to a new certificate)
• Closing on any Credit Union loan with at least a minimum credit balance or credit limit of $500, includes credit cards. Excludes refinances of current Credit Union loans. (One (1) entry per qualifying loan closing)

Participating Members will receive Raffle entries automatically upon completing the above entry methods. Automatic entries will be recorded by the Credit Union at the end of the entry period.

Current Credit Union members are “Eligible Members” that have an open membership with the Credit Union prior to 12:00 AM EST Monday June 10, 2024.

Prospective Credit Union members are “Eligible Members” that do not have an open membership or products or services with the Credit Union as of 12:00 AM EST Monday, June 10, 2024 or have not had a previous open membership with the Credit Union within the previous 12 months preceding Monday, June 10, 2024. They must also meet the Credit Union’s Membership Eligibility requirements listed in the Credit Union’s account disclosures.

The eligible deposits or loan closings must occur within the entry period to be counted as an entry. New money means the currency funding the new certificate was not on deposit with the Credit Union at the time the new certificate was opened. Currency withdrawn from a Credit Union account and then redeposited to a new certificate does not qualify for an entry. For Credit Union loans, credit is subject to approval. Not all applicants will qualify. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Refer to the Credit Union’s account disclosures for any account details, account limitations and/or applicable fees at https://www.healthadvantagecu.com/Disclosures. Additional terms or restrictions may apply per Credit Union policies.

Drawing: The drawing will be conducted on Wednesday, July 17, 2024.

Prizes: The Credit Union is giving away two (2) prizes. Each prize includes two (2) General Admission Passes and a Parking Pass to the Tailgate N' Tallboys Event at the Midland County Fairgrounds occurring July 26 and July 27, 2024. Winners will be notified by phone or email on Wednesday, July 17, 2024. Winners will have 24 hours to respond and claim prizes. Prizes must be picked up at Health Advantage Federal Credit Union, 4550 State Street, Saginaw, MI 48603. Prizes are non-transferrable. Participating Members need not be present at the drawing to win.

Prize Eligibility: In order to be eligible to win a prize in a drawing, a Participating Member’s Qualifying Account must be open and active through the drawing period. A Participating Member can only win one prize. If the Qualifying Account is owned by more than one individual, the primary member under whose taxpayer identification number earnings on the account would be reported to the Internal Revenue Service should such reporting be required for the account shall be deemed the Participating Member and only the Participating Member shall be eligible to win a prize. All transactions constituting Raffle entries must occur within the State of Michigan. The Credit Union shall confirm the Participating Member’s eligibility by verifying identity, age and certifying that all transactions constituting Raffle entries occurred within Michigan, before the Participating Member can receive any prize. If the winning Participating Member does not respond, the prize is forfeited or the prize is not claimed within 24 hours, the prize will be awarded to the first alternate.

Odds: Actual odds of winning are based upon the number of eligible entries received. Each eligible entry shall have a chance of winning the prize that is equal to that of all other entries in the Raffle. Except for the methods of entry listed in these Official Rules, taking any other action, or purchasing any goods or services, will not increase the odds of winning.

Decisions: By entering the Raffle, Participating Members agree to abide by and be bound by these Official Rules, as may be amended, and to accept the decisions of the Credit Union as final. Participating Members also agree to hold the Credit Union and their officers, directors, employees, members, representatives, and agents harmless from any liability arising from participation in the Raffle, or the acceptance of any prize. The Credit Union and their officers, directors, employees, members, representatives, and agents are not responsible for any negligence, claims, liability, injury, property loss, or other damages of Participating Members, entrants and/or winners arising from, or in connection with, acceptance of prizes awarded or participation in the Raffle. The Credit Union reserves the right to disqualify Participating Members, entrants and/or winners who fail to follow these Official Rules, as same may be amended, or who make any misrepresentations relative to the Raffle and prize redemption.

Publicity: By participating in the Raffle, each winning Participating Member grants the Credit Union the right and permission to use the winning Participating Member’s name, voice, city/state of residence, photograph and/or likeness and prize won in promotional and other materials, via all forms of media now known or hereafter devised worldwide, in perpetuity, without any further or additional notice, attribution, permission or compensation (other than the prize(s) won), except where prohibited by law. Each winning Participating Member further agrees that their name and prize won may be revealed to other Participating Members upon request.

Compliance with Law: All issues and questions concerning the construction, validity interpretation, and enforceability of these Official Rules, or the rights and obligations of entrants, Participating Members, prize winners, and the Parties in connection with the Raffle, shall be governed by, and construed in accordance with, the substantive laws of the State of Michigan, without regard to its choice of law principles, and applicable Federal law.

Taxes: Winning Participating Members are solely responsible for all applicable federal, state and local taxes and any expenses associated with the prize, unless otherwise indicated.

Sponsor: This raffle is sponsored and administered by Health Advantage Credit Union, PO Box 6160, Saginaw Michigan 48608.