PayDay Loan Alternative

A fast, smart and affordable alternative to payday loans!

When unexpected bills or other expenses leave you a little short on cash – Health Advantage’s payday loan alternative is an easy way to get the cash you need NOW!

 Loan:

• Borrow $500¹
• No credit check²
• Get your money the same day
• Low 15.9% interest rate³
• 30-day to 3-month repayment terms⁴
• $20 application fee⁵

  APPLY FOR CU-STAT LOAN

Questions?? Contact the Loan Department by email or by phone at 989-791-7070 ext 3501.

¹Loan amount is a flat $500. Membership must be greater than 90 days for eligibility. Account must be in good standing. Limit of three (3) CU>STAT loans during six (6)-month time frame, per member and you may only borrow one CU>STAT loan at a time.
²Must provide two current paycheck stubs to verify employment and must have minimum income of $1,500/month. 
³APR is set at 15.9%.
⁴For a $500 CU>STAT loan for a term of 3 months with a 15.9% APR, the monthly payment will be $171.34.
⁵Application fee can be paid up front or deducted from loan.